Voted #1 financial service provider in the Antelope Valley 2024
A family-owned practice in Lancaster, California, built on one belief: everyday families should have access to wealth building strategies.
Trusted locally
and worldwide
Recognition earned in the Antelope Valley, and standards held to nationally accredited practice.
DeVonte & Jazzmine Thomas decided to start their own financial practice because they were looking for an opportunity that was solely based on helping clients and providing them with a financial education that serves them now and long term.
We were also saddened by the amount of GoFundMe® campaigns and other fundraisers that we would see and hear about that were set up in an attempt to raise money for a loved one's funeral. In a perfect world, we pass away from old age. Unfortunately, that is not always the case. We wanted the ability to not only help seniors but also every other age demographic in an attempt to be able to grieve their loved ones without the worry of financial burdens.
Our goal is to bring financial literacy in a modern way. We want to help the Life Insurance and Financial industry appeal to everyone.
“We believe that everyone deserves a chance at starting and growing their financial portfolio.”
Lancaster, California
Family owned
Seven ways we help families protect what they have and build what comes next.
An annuity is like a retirement paycheck. It pays you regularly so you don't run out of cash when you're no longer working. Got a windfall? You can slam it in an annuity to get those paychecks started. With index annuities, your savings won't dip if the market does, and they can even grow when the market's good. Want a forever paycheck? Add an income rider and you'll get money for life.
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“After being diagnosed with kidney failure, my entire outlook on life changed. Opportunities that came my way weren't easily dismissed, and I found myself embracing every chance to make a positive impact in the lives of others.”
Andrew Lavow, life insurance & retirement specialist
Today, I channel my personal experience into helping families protect their financial futures. I understand firsthand how quickly life can change, and I'm passionate about ensuring my clients have the coverage and planning they need to face whatever comes their way. My approach is deeply personal because I know what it's like to face uncertainty, and I'm committed to providing the guidance and support that can make all the difference during life's most challenging moments.
5.0 average from 49 Google reviews
Read them on Google“I've had the best experience with Top Shelf Financial! From the moment I reached out, the staff made everything so easy-going and approachable. It genuinely feels like speaking to friends rather than strangers, and their professionalism and care really stand out. They take the time to understand your needs and offer solutions that make sense. I highly recommend them for anyone seeking financial guidance!”
“Definitely recommend Top Shelf Financial for guidance in meeting your financial goals for the long term. Devonte actively listens to understand your financial position and goals to provide various options in designing the right plan. He is very knowledgeable and has a keen ability to provide guidance and education using understandable terms.”
“I love working with Top Shelf Financial being that I'm a beginner in finances. Not only do they take the time to educate their clients in what they should be doing, they also guide them in what they want to do for the benefit of their financial future. I definitely recommend them to beginner and advanced financial experts.”
“I've had the best experience with Top Shelf Financial! From the moment I reached out, the staff made everything so easy-going and approachable. It genuinely feels like speaking to friends rather than strangers, and their professionalism and care really stand out. They take the time to understand your needs and offer solutions that make sense. I highly recommend them for anyone seeking financial guidance!”
“Definitely recommend Top Shelf Financial for guidance in meeting your financial goals for the long term. Devonte actively listens to understand your financial position and goals to provide various options in designing the right plan. He is very knowledgeable and has a keen ability to provide guidance and education using understandable terms.”
“I love working with Top Shelf Financial being that I'm a beginner in finances. Not only do they take the time to educate their clients in what they should be doing, they also guide them in what they want to do for the benefit of their financial future. I definitely recommend them to beginner and advanced financial experts.”
“I had the chance to work with Andrew, and he was great. He took the time to explain my current policy clearly and showed me a better option that fit my needs and goals. Not only that, but he also saved me hundreds of dollars a month! I really appreciated how helpful and patient he was. Highly recommend!”
“Andrew from Top Shelf Financial Services, was so nice, and knowledgeable. He took the time to explain to me the different routes I could take for my financial needs. Our meeting was definitely like a mini financial class that I needed. He was thoughtful, understanding and honest. I highly recommend Top Shelf Financial Services.”
“I had a great experience with Mr. Lavow as I met with him at Top Shelf to go over my options into getting a Life Insurance policy. Mr. Lavow was really professional and courteous and made me feel right at home into choosing which life insurance policy was the best for me and my family!”
“I had the chance to work with Andrew, and he was great. He took the time to explain my current policy clearly and showed me a better option that fit my needs and goals. Not only that, but he also saved me hundreds of dollars a month! I really appreciated how helpful and patient he was. Highly recommend!”
“Andrew from Top Shelf Financial Services, was so nice, and knowledgeable. He took the time to explain to me the different routes I could take for my financial needs. Our meeting was definitely like a mini financial class that I needed. He was thoughtful, understanding and honest. I highly recommend Top Shelf Financial Services.”
“I had a great experience with Mr. Lavow as I met with him at Top Shelf to go over my options into getting a Life Insurance policy. Mr. Lavow was really professional and courteous and made me feel right at home into choosing which life insurance policy was the best for me and my family!”
At Top Shelf Financial, we believe our work is bigger than numbers on a page. Yes, we're passionate about educating our community on wealth management; but we also take pride in giving back where it matters most. From backpack giveaways and Christmas toy drives to sponsoring uniforms for youth sports teams, we're committed to uplifting our neighbors.
Lancaster soccer
AV Alta Partnership
On July 5th, two powerhouse brands came together to level up the game—literally and figuratively. Top Shelf Financial and AV Alta have officially turned a sponsorship into a strategic partnership that's built on community, culture, and creating experiences that hit different.
Youth sports
AVAC Youth Basketball League
Top Shelf Financial is proud to sponsor and support AVAC, a youth basketball league building more than just athletes, it's building leaders. By partnering with the academy, we're helping create a space where young people can grow, connect, and shine.
Family fun nights
Juneteenth 3v3 Basketball
A community event built around family, sport and celebration in the Antelope Valley, hosted alongside AVAC Youth Sports.
Year round
Local Giving Back
We partner with local businesses to provide free financial resources, educational workshops, and opportunities that help families thrive. And just like our name says; we bring top-shelf style, energy, and excellence to everything we do.
Join our next live session and learn proven strategies for building long-term wealth and retirement income.
- Expert-led strategies for retirement planning
- Live Q&A with licensed financial advisors
- Learn how to protect and grow your wealth
- 100% free — no obligations, just insights
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Schedule a meeting with one of our Top Shelf Financial experts today. We will guide you every step of the way and find a plan that best fits your goals.